🏠 DAVIL Real Estate Group

Dream Lifestyle Calculator

Find your perfect Texas home within budget

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Monthly Income & Expenses

Tell us about your financial situation

Monthly Lifestyle Expenses

✈️ Travel $400
🍽️ Dining $350
🐷 Savings $1000
🏋️ Fitness $150
🛍️ Shopping $300
🚗 Transport $400
🎬 Entertainment $200
➕ Other $150

Loan Program Details

We'll factor PMI/MIP ? PMI = Private Mortgage Insurance (for conventional loans). MIP = Mortgage Insurance Premium (for FHA loans). Required when down payment is less than 20%. and VA funding fees automatically

? APR = Annual Percentage Rate. This includes your interest rate plus fees, showing the true cost of your loan per year.
Min: Conv 3-5%, FHA 3.5%, VA 0%
? DTI = Debt-to-Income ratio. This is the percentage of your monthly income that goes to debt payments. Most lenders prefer 43% or less.

Your Comfortable Range

Status: Comfortable

Max monthly payment (PITI+HOA): $2,500
Estimated Home Price
$425,000
Loan Amount
$382,500
Down Payment
$42,500
Est. Closing Costs
$10,625
P&I: $2,100
Taxes: $650
Insurance: $280
PMI: $120 ? PMI = Private Mortgage Insurance (for conventional loans). MIP = Mortgage Insurance Premium (for FHA loans). Required when down payment is less than 20%.

Download Your Report

🏠 DAVIL Real Estate Group
📞 (210) 872-4153
✉️ youragent@davilrealestategroup.com
📍 San Antonio, TX

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**Disclaimer:** The calculations provided by this Dream Lifestyle Calculator are estimates only and are intended for informational purposes. Actual loan terms, interest rates, property taxes, insurance costs, and other factors may vary based on your specific financial situation, credit profile, and market conditions. These estimates should not be considered as official pre-approval or loan commitment. For accurate mortgage qualification and personalized home buying guidance, please consult with DAVIL Real Estate Group at (210) 872-4153 or youragent@davilrealestategroup.com. All calculations are subject to lender approval and current market rates.